Saturday, April 4, 2015

Stoicism

So if you haven't heard of 'Stoicism' ,here is Wikipedia's definition :
Stoicism is a school of Hellenistic philosophy founded in Athens by Zeno of Citium in the early 3rd century BC. The Stoics taught that destructive emotions resulted from errors in judgment, and that a sage, or person of "moral and intellectual perfection", would not suffer such emotions.
So what exactly is stoicism?
It is the art of controlling one's emotion to achieve ultimate calmness. 
Stoicism deals with two fundamental questions: 1.How can we lead a happy life? 2.How can we become better human beings?
Well known stoics are: Marcus Aurelius(The great Roman emperor),Seneca(tutor of Nero ) and Epictetus(master of Marcus Aurelius).

Lets discuss some of the practical parts of stoicism and try and incorporate in into our lives

1) Thought about death: Most of us take many things in our life for granted and the most thing we take for granted is our life. We all know we will die yet we live our lives as though we are immortal.
Many Successful people think of their day as their last day,this makes them more clear on their goal.
Steve Jobs(Co-founder of Apple Computers) always treated his next day as his last day,he says in his biography by Walter Isaacson, that this thought is what made his days productive and clear.

 2) Zero Procrastination:It is normal to procrastinate but abnormal to procrastinate important aspects in life(health related,career realted,etc) every single time. The best way to avoid procrastination is by promising a reward to oneself after completion. We can also increase our productivity by defining our 'big 5 goals' for the day and complete it within the day, by this method we must have accomplished thousands of micro goals by the end of the year.

3)Application of knowledge: We learn a lot but fail to apply it in our lives. For example almost all people who want to reduce their weight know how to reduce but almost always fail.
This means just knowing stuff is not enough but their application too is critical.Try and learn to apply your knowledge on something. Experiment, mix two subjects.The happiness got by making stuff is immeasurable.

4)Failure treated as a stepping stone:Yes,the classic,failure is to be treated like stepping stone,I know, you maybe sick of hearing it again and again but sustainable success is attained only through years of failure. Abraham Lincoln,Gandhi,Edison,Einstein all of these people failed so many times that even 'failure' was sick of them,they had just failed too many times at the start of their careers,yet now they are immortal in our minds.

These words of Marcus have struck me:
"Were you to live three thousand years, or even thirty thousand,
remember that the sole life which a man can lose is that which he is living at the moment;
and furthermore, that he can have no other life except the one he loses.
This means that the longest life and the shortest amount to the same thing.
For the passing minute is every man’s equal possession, but what has once gone by is not ours.
Our loss, therefore, is limited to that one fleeting instant, since no one can lose what is already past, nor yet what is still to come–for how can he be deprived of what he does not possess? 
So two things should be borne in mind. First, that all the cycles of creation since the beginning of time exhibit the same recurring pattern,
so that it can make no difference whether you watch the identical spectacle for a hundred years, or for two hundred, or for ever.
Secondly, that when the longest-and the shortest-lived of us come to die, their loss is precisely equal.
For the sole thing of which any man can be deprived is the present;
since this is all he owns, and nobody can lose what is not his."

To put that in a much concise way:"WHAT MATTERS IS THE PRESENT,THAT IS THE ONLY THING YOU HAVE A DEGREE OF CONTROL OVER"
It does not matter if a person lived a thousand years but is not satisfied at the moment.

To sum the article:
1)Think of your death,think of how you will be remembered,think of your actions now.
2)Procrastination is not good. Reward yourself to complete tasks.
3)Apply what you learn,mix two subjects,enjoy learning better by using the stuff you know.
4)Failure maybe bad but is necessary if you want to be happier.


Next up......Books and blogs that will open up your world









Friday, April 3, 2015

Mobile Payments

Paypal, Square, Dwolla ,Apple Pay ,Google Wallet and so on....... 
Does anything strike you when you hear of mobile payments?
Q. So what exactly are mobile payments and what do the above companies do?
A . As the name suggest 'payment or transaction' through mobiles(no-brainer!)
So lets just cite Wikipedia:
Mobile payment, also referred to as mobile money, mobile money transfer, and mobile wallet generally refer to payment services operated under financial regulation and performed from or via a mobile device. Instead of paying with cash, cheque, or credit cards, a consumer can use a mobile phone to pay for a wide range of services and digital or hard goods.It is only recently that the technology to support such systems has become widely available.
Now lets put in some of India's jugaad into this Technology:
Scenario 1:
(Old Situation)[no mobile payments]
You board a city bus and the cost of the ticket to your place is say ₹17 and you happen to have a ₹20 note, to your sad luck the bus conductor says he has no change. You being an idealistic spender(a.k.a miser or kanjoos) part away with your beloved ₹3.

(Now)[mobile payment available]
You board into the same bus and have to go to the same place and the cost of the ticket is the same and you again just happen to have the same amount of money. This time the bus conductor asks you(to your surprise) whether you have a smartphone or any phone for that matter with some balance in it.
You being a smart 21 year old, give him/her the 'You don't say ' look.
The bus conductor then informs you of the new form of payment in the bus i.e-You can pay through your phone now(a.k.a Mobile payments).
So you ask him how?He explains:
Beta, if you have an iphone we use Apple Pay [usage of your fingerprint as the passcode to your card]
If you have an android phone we use  Google Wallet [Just tap your phone on the reader] as the bus conductor happens to have a Google Wallet reader
Like a boss you pay him through the mobile

Scenario 2:
[mobile payment available]
You walk into your local grocery and you happen to purchase for around ₹49-₹249, you want to pay quickly and head to another shop. To ease your payment your local grocer has put forward mobile payment and also takes in card(  Square   ).
You happily pay him through your card and to your great surprise the transaction fee is super low.

Scenario 3:
[mobile payment allowed]
Your friends and you have eaten lunch at nearby restaurant and you guys want to split up the bill evenly and pay
With special features of mobile payments app, you can evenly divide the bill and the app automatically deducts money from your bank account.

So lets see the positives of mobile payments:
  • Paying bills is so easy and convenient
  • Transparency of your transactions increases(you can track your expenditure much easily) 
  • Collection of money becomes easier
  • Minor increases in rates(say ₹0.25 increase in bus charge, a small amount for you but if the city bus collects that from every traveler ,it will become  a huge amount of revenue.)
  • Micro taxes can easily be administered by the government
But what are the drawbacks of this system:
  • You definitely need to have a mobile
  • What if your mobile's battery died?
  • Internet connectivity required for security of transaction(Internet is not available everywhere)
  • Hacking(but even physical money can easily be stolen)
  • Illiterates will have tough time with this technology
  • M-payments options should be available even on low end mobile handsets
  • High transaction fee
We can conclude that India has a huge potential for the adoption of Mobile Payments,if all the drawbacks can be addressed in a better manner.
Many India startups have been innovating and making the technology more easily adoptable,Lets hope they succeed

Next up...My view and experiments on stoicism

Thursday, April 2, 2015

Welcome to world's most random blog

Hey there,
I am a person obsessed about knowing new stuff and doing random stuff.
I am a jack of all trades but master of none.
This blog is channel through which, I will be posting random stuff.
Stuff related to Programming,Japanese,Life-Hacks,Music,Electronics,Spirituality,Statistics of random events.
This blog is also the life of an infoaddict.
If you enjoy reading about stuff that is random, you have come to the right place.